CARDIVO TERMS OF USE Effective date: 24 July 2026

By downloading or using Cardivo you agree to these Terms of Use and the Cardivo Privacy Policy. If you do not agree, do not use the app.

Contact: [email protected] Privacy: [email protected] Privacy Policy: https://sunset-list-a3e.notion.site/Cardivo-Privacy-3a437617fca48083a54fc0bda7c1b355

  1. Not medical advice

Cardivo is not a medical device and is not FDA-cleared or CE-marked as a medical device. Readings, journal values (including blood sugar you enter), Apple Health values shown in the app, and weekly insight / “AI summary” text are for general wellness and fitness awareness only. They are not for diagnosis, treatment, cure, monitoring of disease, or emergencies. Always seek a qualified clinician for health decisions. If you need emergency help, contact emergency services.

  1. The app

Cardivo may let you: • Estimate heart rate and related wellness vitals with the camera • Keep a journal (mood, notes, optional vitals, optional blood sugar you type in) • View charts and health plans • Use widgets • Optionally connect Apple Health (HealthKit) • Optionally sync Cardivo data with our cloud when you use an account session • View on-device weekly insights labeled “AI summary”

You must be at least 16 years old.

  1. Accounts and data

You may use Cardivo as a guest or sign in with Apple or Google. Keep your device and credentials secure.

When you use an account session, Cardivo may sync profile, measurements, and journal data to our service providers (including Google Firebase) as described in the Privacy Policy. By using those features you authorize that sync.

Weekly “AI summary” insights are generated on your device from your Cardivo data. Cardivo does not send your personal or health content to a third-party generative AI provider for that feature. If that ever changes, we will disclose it, identify the recipient, and obtain your permission before sending, as required by Apple’s App Store guidelines and our Privacy Policy.

Apple Health: Cardivo accesses HealthKit only after you grant permission, only for allowed data types, and only for wellness/fitness features. You can revoke access in iOS Settings. HealthKit data is not sold and is not used for advertising.

  1. Cardivo Pro

Some features may have free limits. Cardivo Pro is an optional auto-renewing subscription billed by Apple. Manage or cancel in your Apple ID subscription settings. Refunds follow Apple’s rules except where local law requires otherwise.